Attention homeowners: Real estate appraisal services for in Glendale and Maricopa CountySee the top 7 reasons why Arizona homeowners use Horizon Appraisals:
At Horizon Appraisals, we understand the particular needs of a consumer seeking appraisal services. Our customary business clients understand the appraisal process and the customary documents we provide. As our client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Horizon Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours.Challenging Maricopa County's assessment of your propertyIf you live in a local area that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Horizon Appraisals is your chief weapon.Appraisals to cancel PMIA preferred money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Horizon Appraisals, we're experts in helping clients just like you rid themselves of unneeded PMI insurance.HELOC recently frozen?Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be unsuitable from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. Horizon Appraisals can help you reinstate your home equity line of credit with efficient appraisal.Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you'd wish to have a seasoned professional double-check it for precision or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? Horizon Appraisals can help you with that. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your home. |
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